Franchise lender history
Lenders that funded Aire Serv franchisees.
Loan-level SBA 7(a) FOIA data can show which lenders have actually funded a franchise system. Use this as a lender-research starting point, not an approval prediction.
86
SBA 7(a) loans in FOIA set
$22M
Gross approved dollars
9.30%
Naive charge-off incidence
Not cohort-seasoned. See methodology.
Top lenders for Aire Serv
| Lender | Loans | Gross approved |
|---|---|---|
| United Midwest Savings Bank National Association | 65 | $15M |
| The Huntington National Bank | 3 | $650,000 |
| First Commonwealth Bank | 2 | $226,000 |
| Byline Bank | 2 | $2M |
| Arvest Bank | 2 | $500,000 |
| CIBC Bank USA | 2 | $911,500 |
| U.S. Bank, N.A. | 2 | $144,500 |
| Live Oak Banking Company | 1 | $350,000 |
| Newtek Bank, N.A. | 1 | $350,000 |
| CDC Small Business Finance Corp. | 1 | $250,000 |
| Manufacturers and Traders Trust Company | 1 | $315,000 |
| First Bank | 1 | $500,100 |
States appearing in the brand history
- Florida: 18 loans
- Georgia: 10 loans
- Texas: 9 loans
- California: 6 loans
- North Carolina: 4 loans
- Illinois: 4 loans
- Ohio: 4 loans
- Virginia: 3 loans
Data caveat
Recent loans have not seasoned long enough to compare default performance to older vintages. SourceFunding separates current lender activity from historical outcomes and avoids using recent cohorts as a definitive default-rate claim.