Franchise lender history
Lenders that funded D-BAT franchisees.
Loan-level SBA 7(a) FOIA data can show which lenders have actually funded a franchise system. Use this as a lender-research starting point, not an approval prediction.
89
SBA 7(a) loans in FOIA set
$70M
Gross approved dollars
1.12%
Naive charge-off incidence
Not cohort-seasoned. See methodology.
Top lenders for D-BAT
| Lender | Loans | Gross approved |
|---|---|---|
| KeyBank National Association | 31 | $25M |
| Wells Fargo Bank, N.A. | 18 | $15M |
| First Internet Bank of Indiana | 3 | $2M |
| Tandem Bank | 3 | $2M |
| Glacier Bank | 2 | $1M |
| Beacon Bank and Trust | 2 | $3M |
| Hancock Whitney Bank | 2 | $2M |
| Capital One, National Association | 2 | $1M |
| Citizens State Bank | 2 | $704,000 |
| The Huntington National Bank | 2 | $999,500 |
| Wings Credit Union | 2 | $710,000 |
| Old Second National Bank | 1 | $1M |
States appearing in the brand history
- Texas: 20 loans
- Illinois: 8 loans
- Wisconsin: 6 loans
- Florida: 5 loans
- Alabama: 4 loans
- California: 4 loans
- Ohio: 4 loans
- Utah: 3 loans
Data caveat
Recent loans have not seasoned long enough to compare default performance to older vintages. SourceFunding separates current lender activity from historical outcomes and avoids using recent cohorts as a definitive default-rate claim.