Franchise lender history
Lenders that funded Papa John's franchisees.
Loan-level SBA 7(a) FOIA data can show which lenders have actually funded a franchise system. Use this as a lender-research starting point, not an approval prediction.
63
SBA 7(a) loans in FOIA set
$32M
Gross approved dollars
1.59%
Naive charge-off incidence
Not cohort-seasoned. See methodology.
Top lenders for Papa John's
| Lender | Loans | Gross approved |
|---|---|---|
| The Huntington National Bank | 13 | $5M |
| United Business Bank | 10 | $7M |
| Byline Bank | 7 | $2M |
| Royal Business Bank | 4 | $5M |
| Pinnacle Bank | 3 | $709,000 |
| Georgia's Own Credit Union | 2 | $504,000 |
| JPMorgan Chase Bank, National Association | 1 | $174,200 |
| Beacon Bank and Trust | 1 | $1M |
| First Bank | 1 | $245,000 |
| SouthState Bank, National Association | 1 | $315,000 |
| Citizens Bank | 1 | $605,000 |
| Hanmi Bank | 1 | $2M |
States appearing in the brand history
- California: 14 loans
- Ohio: 9 loans
- Minnesota: 6 loans
- Georgia: 5 loans
- New York: 4 loans
- Wisconsin: 4 loans
- Illinois: 4 loans
- Virginia: 2 loans
Data caveat
Recent loans have not seasoned long enough to compare default performance to older vintages. SourceFunding separates current lender activity from historical outcomes and avoids using recent cohorts as a definitive default-rate claim.