Franchise lender history
Lenders that funded Smash My Trash franchisees.
Loan-level SBA 7(a) FOIA data can show which lenders have actually funded a franchise system. Use this as a lender-research starting point, not an approval prediction.
103
SBA 7(a) loans in FOIA set
$39M
Gross approved dollars
0.97%
Naive charge-off incidence
Not cohort-seasoned. See methodology.
Top lenders for Smash My Trash
| Lender | Loans | Gross approved |
|---|---|---|
| The Huntington National Bank | 17 | $4M |
| Ameris Bank | 8 | $4M |
| Old National Bank | 7 | $4M |
| Beacon Bank and Trust | 5 | $3M |
| United Midwest Savings Bank National Association | 4 | $600,000 |
| United Community Bank | 4 | $1M |
| Stock Yards Bank & Trust Company | 3 | $758,600 |
| TowneBank | 3 | $858,000 |
| SouthState Bank, National Association | 3 | $877,500 |
| KeyBank National Association | 3 | $715,000 |
| Newtek Small Business Finance, Inc. | 3 | $1M |
| Hancock Whitney Bank | 2 | $450,800 |
States appearing in the brand history
- Georgia: 13 loans
- California: 12 loans
- Ohio: 10 loans
- Florida: 8 loans
- Massachusetts: 8 loans
- Texas: 6 loans
- Pennsylvania: 4 loans
- Indiana: 4 loans
Data caveat
Recent loans have not seasoned long enough to compare default performance to older vintages. SourceFunding separates current lender activity from historical outcomes and avoids using recent cohorts as a definitive default-rate claim.