Franchise lender history
Lenders that funded Smoothie King franchisees.
Loan-level SBA 7(a) FOIA data can show which lenders have actually funded a franchise system. Use this as a lender-research starting point, not an approval prediction.
183
SBA 7(a) loans in FOIA set
$84M
Gross approved dollars
1.09%
Naive charge-off incidence
Not cohort-seasoned. See methodology.
Top lenders for Smoothie King
| Lender | Loans | Gross approved |
|---|---|---|
| Citizens Bank | 23 | $11M |
| The Huntington National Bank | 18 | $4M |
| United Community Bank | 11 | $5M |
| The Bancorp Bank National Association | 8 | $4M |
| First Bank of the Lake | 7 | $4M |
| Live Oak Banking Company | 6 | $3M |
| KeyBank National Association | 5 | $2M |
| Customers Bank | 4 | $2M |
| Wilmington Savings Fund Society FSB | 4 | $1M |
| ConnectOne Bank | 4 | $2M |
| Milestone Bank | 4 | $3M |
| The State Bank and Trust Company | 4 | $1M |
States appearing in the brand history
- Texas: 48 loans
- Florida: 23 loans
- Georgia: 19 loans
- Illinois: 17 loans
- Colorado: 12 loans
- Indiana: 9 loans
- Ohio: 8 loans
- Missouri: 6 loans
Data caveat
Recent loans have not seasoned long enough to compare default performance to older vintages. SourceFunding separates current lender activity from historical outcomes and avoids using recent cohorts as a definitive default-rate claim.