Franchise lender history
Lenders that funded Success On The Spectrum franchisees.
Loan-level SBA 7(a) FOIA data can show which lenders have actually funded a franchise system. Use this as a lender-research starting point, not an approval prediction.
79
SBA 7(a) loans in FOIA set
$30M
Gross approved dollars
0.00%
Naive charge-off incidence
Not cohort-seasoned. See methodology.
Top lenders for Success On The Spectrum
| Lender | Loans | Gross approved |
|---|---|---|
| Bank Five Nine | 27 | $14M |
| The Huntington National Bank | 13 | $3M |
| CRF Small Business Loan Company, LLC | 9 | $4M |
| Unity National Bank of Houston | 6 | $2M |
| Newtek Bank, N.A. | 3 | $575,000 |
| United Midwest Savings Bank National Association | 3 | $450,000 |
| Live Oak Banking Company | 2 | $1M |
| Home Bank, National Association | 2 | $497,700 |
| First Bank of the Lake | 2 | $1M |
| LiftFund, Inc. | 1 | $149,000 |
| Milestone Bank | 1 | $683,000 |
| Citizens Trust Bank | 1 | $285,800 |
States appearing in the brand history
- Texas: 21 loans
- New Jersey: 16 loans
- Georgia: 10 loans
- Florida: 7 loans
- Colorado: 5 loans
- Pennsylvania: 3 loans
- Massachusetts: 3 loans
- South Carolina: 2 loans
Data caveat
Recent loans have not seasoned long enough to compare default performance to older vintages. SourceFunding separates current lender activity from historical outcomes and avoids using recent cohorts as a definitive default-rate claim.