Franchise lender history
Lenders that funded UNITS franchisees.
Loan-level SBA 7(a) FOIA data can show which lenders have actually funded a franchise system. Use this as a lender-research starting point, not an approval prediction.
68
SBA 7(a) loans in FOIA set
$79M
Gross approved dollars
0.00%
Naive charge-off incidence
Not cohort-seasoned. See methodology.
Top lenders for UNITS
| Lender | Loans | Gross approved |
|---|---|---|
| Live Oak Banking Company | 47 | $59M |
| Bank Five Nine | 9 | $13M |
| The Huntington National Bank | 4 | $2M |
| Bankers Trust Company | 3 | $803,500 |
| VelocitySBA, LLC | 1 | $1M |
| Wilmington Savings Fund Society FSB | 1 | $260,000 |
| Northwest Bank | 1 | $1M |
| Lincoln Savings Bank | 1 | $558,500 |
| Summit CU | 1 | $810,000 |
States appearing in the brand history
- Ohio: 6 loans
- Pennsylvania: 5 loans
- Iowa: 5 loans
- Michigan: 4 loans
- Texas: 3 loans
- Massachusetts: 3 loans
- Nebraska: 3 loans
- California: 3 loans
Data caveat
Recent loans have not seasoned long enough to compare default performance to older vintages. SourceFunding separates current lender activity from historical outcomes and avoids using recent cohorts as a definitive default-rate claim.