Franchise lender history
Lenders that funded X-Golf franchisees.
Loan-level SBA 7(a) FOIA data can show which lenders have actually funded a franchise system. Use this as a lender-research starting point, not an approval prediction.
137
SBA 7(a) loans in FOIA set
$86M
Gross approved dollars
0.73%
Naive charge-off incidence
Not cohort-seasoned. See methodology.
Top lenders for X-Golf
| Lender | Loans | Gross approved |
|---|---|---|
| The Huntington National Bank | 107 | $62M |
| One Community Bank | 3 | $2M |
| Wells Fargo Bank, N.A. | 3 | $2M |
| Bank of Springfield | 3 | $2M |
| Summit Bank | 3 | $3M |
| Old National Bank | 3 | $2M |
| Community Banks of Colorado, A Division of NBH Bank | 2 | $2M |
| Atlantic Union Bank | 2 | $1M |
| Michigan State University Federal Credit Union | 1 | $558,000 |
| Prospera CU | 1 | $799,000 |
| Centier Bank | 1 | $367,500 |
| Readycap Lending, LLC | 1 | $350,000 |
States appearing in the brand history
- Illinois: 26 loans
- Michigan: 17 loans
- Ohio: 13 loans
- Wisconsin: 11 loans
- New York: 9 loans
- Texas: 9 loans
- Virginia: 8 loans
- Missouri: 6 loans
Data caveat
Recent loans have not seasoned long enough to compare default performance to older vintages. SourceFunding separates current lender activity from historical outcomes and avoids using recent cohorts as a definitive default-rate claim.